INFORMATION FOR CEDAR COUNTY BUSINESSES

Small business administration loans

  

The SBA is now making loans available statewide to small businesses and private, non-profit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19). SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.


These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%. SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.


Applications can be made via the SBA’s website: https://disasterloan.sba.gov/ela/


Applicants can monitor the status of their applications online after submission.


For questions, please contact the SBA disaster assistance customer service center at 1-800-659-2955 (TTY: 1-800-877-8339) or email  disastercustomerservice@sba.gov.

UNEMPLOYMENT BENEFITS

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GOVERNOR REYNOLDS ANNOUNCES ASSISTANCE FOR EMPLOYEES AND EMPLOYERS AFFECTED BY COVID-19 RELATED LAY

 DES MOINES – Governor Reynolds today announced assistance for workers and employers impacted by layoffs related to COVID-19.  The guidance includes information for employees filing for unemployment insurance claims, as well as information on programs available for employers.“Iowa has incredible employers accommodating the needs of Iowans during the disruption caused by COVID-19,” said Gov. Reynolds. “The state of Iowa is doing everything we can to ease the process and shorten the time it will take for Iowans to receive unemployment benefits. All of our state agencies continue to work as one team to lessen the impact COVID-19 will have on our economy and our people.”   “Iowa Workforce Development is taking steps to reduce the impact of these claims on employers who have had to temporarily lay off staff due to closures or slowdowns,” said IWD Director BethTownsend. “IWD encourages all employers to utilize paid leave and telework options for employees before utilizing temporary layoffs.  Iowa Workforce Development will continue to monitor the situation, working with our stakeholders and updates will be released on our webpage.”  Unemployment insurance claims:

  •         If you are laid off due to COVID-19 or have to stay home to self-isolate, care for family members or due to illness related to COVID-19, you can receive unemployment benefits, provided you meet all other eligibility requirements. Work search requirements will be waived. Those requirements essentially include working for wages from an employer who claims you as an employee in six of the last eighteen months and have earned at least $2,500 in the same time period. More specific explanation of benefit eligibility can be found at: https://www.iowaworkforcedevelopment.gov/2019-unemployment-insurance-claimant-handbook
  •         Claimants can expect to receive payment within 7-10 days after the date the claim is filed.
  •         Claims that are filed and identified as a direct or indirect result of COVID-19, will not be charged to employers.  Fact-finding interviews for these claims will be waived and not be held although employers will be notified of claims received. 
  •         IWD will process unemployment insurance payments to ensure payment will continue to be paid in a timely manner. 

“The Iowa Workforce Development team is dedicated to providing assistance to employees and employers affected by COVID-19.  Please do not hesitate to contact myself or our team for assistance at 1-866-239-0843,” said Director Townsend.  

childcare for essential employees

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Access to child care for essential employees is a high priority. Please have any essential employee who needs child care contact Child Care Resource and Referral for personalized assistance: 


Monday - Friday  8:00 a.m. - 4:30 p.m.


Talk to a Parent Referral Specialist: 855-244-5301

Email our Parent Referral team: childcare@caeiowa.org

Parent information can be accessed: https://iowaccrr.org/families/


Child Care Resource and Referral are dedicated to contacting all child care businesses and keeping our database as current as possible for openings. We are also available to help address any other child care concerns your county may be experiencing. Please contact us if we can be of assistance to your local planning. https://iowaccrr.org/staff/ 


Regional Directors

Iowa Child Care Resource & Referral

Melissa Juhl – Region 1

Mary Jannsen – Region 2

Deb Martens – Region 3

Lora Patton – Region 4

Becky White – Region 5